How To Prove Pain and Suffering in a Personal Injury Claim in Mobile, AL

A personal injury claim can be incredibly disruptive to your life. Not only do you need to focus on your recovery, but you may also be responsible for proving the extent of your injuries and damages to receive compensation. Proving non-economic damages, like pain and suffering, can be challenging and overwhelming.

If you are unsure how to prove pain and suffering to insurance companies or in court, a personal injury lawyer in Mobile, AL, can help. Call Jackson & Foster to learn how we can support you as you seek compensation.

What Are Pain and Suffering Damages?

During a personal injury case, injured people try to prove economic and non-economic damages to receive compensation. Economic damages include medical bills and car repairs; these expenses have receipts that help prove their economic value. 

Non-economic damages can be difficult to prove. These damages almost always include “pain and suffering.” Pain and suffering damages might not come with receipts, but they can greatly decrease your quality of life. Knowing how to prove pain and suffering can be helpful as you seek compensation.

Physical Pain and Suffering

Physical pain and suffering damages cover any physical injuries you sustained and the subsequent pain and discomfort they caused you. Examples include:

  • Physical discomfort as a result of the injury
  • Chronic pain
  • Facial injuries and scarring
  • Paralysis
  • Loss of vision or hearing
  • Loss of limb(s)
  • Any disabling impact of the injury

Physical pain and suffering also include any future pain due to the injury. For example, if your injury will cause degenerative disabilities in the future, you may factor those in as you pursue compensation.

Emotional Pain and Suffering

Emotional pain and suffering refers to the emotional distress caused by an injury or someone’s actions and may include:

  • Loss of sleep and insomnia
  • Panic attacks
  • Depression
  • Anger
  • Mood swings or other emotional instability
  • Loss of enjoyment in life
  • Post-traumatic stress disorder (PTSD)

These symptoms can have drastic and, in some cases, lifelong impacts on a person’s life. 

Ways To Prove Pain and Suffering

You may be confident you are experiencing physical or emotional trauma but are unsure of how to prove it. Under this circumstance, there are several steps you can take to prove your pain and suffering; a personal injury lawyer can help advise you on what pieces of evidence might help your case the most and assist you in gathering the documentation and speaking to any relevant parties.

Medical Documents

Records from medical professionals can be an effective way to prove your symptoms. Medical records provide unbiased documentation of the timeline and extent of your injuries. 

Photo or Video Evidence

It may be helpful to take photos of any physical injuries. This can help you and your medical team track your healing over time and prove the physical impacts of injuries. Photos can be particularly helpful in proving any scarring or disfigurement you sustained from an accident.

Work Compensation Documents

If you try to prove lost wages, documents like pay stubs and letters from HR can be very helpful. While lost wages count as economic damages, these documents can also prove the emotional impact and severity of an injury. If you were in too much pain or suffering so much mentally that you could not complete your day-to-day routines, like going to work, that speaks to the severity of your pain and suffering.

Testimonies

Testimonies can also be a helpful way to prove the extent of your pain and suffering. Doctors and other medical professionals can provide a professional testimony detailing how they witnessed the injury impact you physically and emotionally.

Loved ones may also provide testimonies. They can speak to the impact the injury caused in your day-to-day life in a way that doctors don’t always see.

Personal Records

We recommend keeping a journal after sustaining an injury. This helps you track your emotional and physical state throughout recovery and can help prove the timeline and impact of any emotional distress resulting from an injury.

Proof of Lost Enjoyment

A common impact of pain and suffering is losing enjoyment in life. Any evidence that documents your loss of enjoyment can be very important in proving your suffering.

For example, if you quit a recreational sports league due to depression, you may have documentation like emails you sent to the coordinator. This type of evidence can help prove the emotional impacts of your injury.

Official Reports

If you filed any official reports, they can be crucial pieces of evidence. Examples include police reports after a traffic accident or official complaints you filed with the company on whose site a slip and fall occurred. These reports can indicate the seriousness and validity of your claim for pain and suffering.

A Professional Legal Team Can Help

If you are experiencing pain and suffering, sometimes, the last thing you want to do is gather and parse dozens of documents and put together a claim that proves just how much you are suffering. A professional attorney can help make this process easier.

Personal injury attorneys are experienced in handling cases that involve proving pain and suffering. With professional help, you can focus more of your time and energy where it helps the most: your recovery.

Contact an Experienced Attorney

Whether you are negotiating a car accident settlement or a slip-and-fall case outside of a local business, you will likely need to prove the extent of your injuries. Seeking non-economic damages for pain and suffering can be challenging. 

An experienced personal injury attorney can share insights and best practices about how to prove pain and suffering to insurance adjusters as you navigate the settlement process. If you decide to seek legal action, an attorney can also help you navigate the legal process. Call Jackson & Foster to learn more today. We can answer your questions and explain your rights.

How To Respond to a Low Settlement Offer in Mobile, AL

If you have been injured in an accident, you know how life-changing it can be. Medical care is often prohibitively expensive, from hospital fees and doctor’s visits to rehabilitative services. Sometimes, injuries prevent you from working, resulting in lost wages. 

Ideally, a settlement offer from an insurance company should mitigate this financial strain. However, you may receive a low settlement offer that doesn’t cover the extent of the expenses. If you don’t know how to respond to a low settlement offer, a personal injury lawyer in Mobile, AL, can help support you. Call Jackson & Foster to learn more today.

Personal Injury and Settlements

Personal injury lawsuits focus on the physical and mental suffering endured by a person due to someone else’s action or negligence. If this sounds like your scenario, you may be able to pursue a claim from the other party’s insurance. Examples of personal injury include:

  • Car accidents
  • Construction accidents
  • Product defects
  • Slip-and-fall accidents
  • Medical malpractice
  • Animal attacks and bites

Often, an injured person will seek a personal injury settlement from the other party to cover the costs associated with the injury. This usually means dealing with insurance companies; for example, homeowner’s insurance may cover dog bites that occur on someone’s home property, while auto insurance typically covers injuries resulting from car accidents.

Unfortunately, an insurance company may try to cover as little as possible. Many injured people receive a lowball settlement offer from an insurance company after they file a claim. This can be very discouraging and frustrating, but there are steps you can take to advocate for a more comprehensive settlement that will cover the extent of your injuries.

Steps To Take After a Low Offer

If you get a low offer, it is crucial to remain calm. It may be tempting to respond from an emotional place, especially if you do not know how to respond to a low settlement offer. However, we recommend taking your time, being careful, and, if necessary, contacting an experienced legal team for help. 

Carefully Read the Offer

Once you are sure you can respond thoughtfully and calmly, carefully read the notice from the insurance company. Many personal injury cases are complicated, so look at every detail of their offer. You may find that for some expenses, their offer is reasonable and fair, but not for others. Clarifying what you object to ensures you spend your time productively. 

Understanding the insurance company’s offer also puts you in a good position to negotiate — arguing effectively against something you don’t understand is hard.

Determine the Value

Before making a counteroffer, take a good look at all the expenses you have incurred due to your injury. Documenting and determining the value of any damages you have suffered will help you be clear and precise. You probably have economic and non-economic damages; you can determine the value of both.

Economic Damages

Economic damages encompass all financial expenses and are typically easy to value with receipts. Bills from doctor’s visits can help prove the expenses associated with your injury. You can ask your employer for a letter that documents the financial cost of any time you had to take off due to an injury, including lost wages and any sick or vacation time you had to use to recover.

Non-Economic Damages

Some expenses won’t have receipts in the same way a doctor’s bill will. One example is “pain and suffering.” If you suffered a lot of physical pain from an accident, you may be entitled to compensation. Medical records that detail the extent of your injuries can help prove these damages.

Make a Counteroffer

It is in your best interest to document your counteroffer in writing and send it to the insurance claims adjuster. Be as factual as you can, avoiding emotional language. Explain why you are rejecting the settlement offer and what you will accept instead.

Making a counteroffer does not guarantee receiving what you ask for, though it does clarify your position. It also allows you to refute the insurance company’s offer point by point. 

Wait Until You Have Recovered

Our team recommends waiting until you recover from your injury before beginning settlement negotiations. The recovery process often comes with unexpected setbacks; your initial injury may have caused a domino effect, resulting in several injuries that all need treatment. Waiting until you have a complete picture of your injuries allows you to make an informed counteroffer.

Contact a Lawyer

A personal injury lawyer has experience dealing with insurance companies and negotiating settlements. Contacting an experienced lawyer gives you peace of mind and saves time, allowing you to focus on your health and recovery.

Reach Out Today

Responding to low settlement offers can be stressful, but the difference a fair injury settlement offer can make in your financial security and recovery cannot be understated. Deciding when to hire a personal injury lawyer hinges on whether you might benefit from the extra peace of mind a professional can offer.

If you are still unsure about how to respond to a low settlement offer, given the specifics of your case and situation, a professional personal injury attorney can help. Call Jackson & Foster to learn more about how our team can help you. Our legal team will patiently explain your rights, answer any questions you might have about the legal process, and walk you through the steps should you decide to move forward.